:root{--blue: #0f315a;--blue-dark: #08213e;--red: #d7352f;--red-dark: #b92d28;--ink: #1d2733;--muted: #607086;--line: #dce3ec;--soft: #f4f7fb;--white: #ffffff;--gold: #c79a2c;--shadow: 0 22px 52px rgba(15, 49, 90, .16)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;letter-spacing:0}a{color:inherit;text-decoration:none}button,input{font:inherit}.topbar{position:sticky;top:0;z-index:20;display:grid;grid-template-columns:1fr auto 1fr;gap:20px;align-items:center;padding:18px max(22px,calc((100vw - 1180px)/2));background:#fffffff5;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.brand,.callButton,.heroBullets li,.primaryCta,.lightCta{display:inline-flex;align-items:center;gap:10px}.brand{color:var(--blue);font-weight:900;text-transform:uppercase}.brand svg,.callButton svg{width:22px;height:22px}.topbar nav{display:flex;gap:24px;color:var(--muted);font-size:14px;font-weight:800}.topbar nav a:hover{color:var(--blue)}.callButton{justify-self:end;min-height:44px;padding:10px 14px;color:var(--blue);border:1px solid var(--line);border-radius:4px;font-weight:900}.hero{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);gap:42px;align-items:center;min-height:640px;padding:58px max(22px,calc((100vw - 1180px)/2));background:linear-gradient(90deg,#fffffff5,#ffffffe6 44%,#ffffff85 70%,#ffffff29),url(https://images.unsplash.com/photo-1570129477492-45c003edd2be?auto=format&fit=crop&w=1800&q=82) center / cover no-repeat}.eyebrow{margin:0 0 14px;color:var(--gold);font-size:13px;font-weight:900;letter-spacing:0;text-transform:uppercase}.eyebrow.dark{color:var(--red)}h1,h2,h3,p{margin-top:0}h1{max-width:740px;margin-bottom:22px;color:var(--blue-dark);font-size:clamp(42px,5.4vw,66px);line-height:.96;letter-spacing:0}.subhead{max-width:660px;margin-bottom:28px;color:#354860;font-size:20px;line-height:1.44}.heroBullets{display:grid;grid-template-columns:repeat(2,minmax(0,260px));gap:12px;padding:0;margin:0;list-style:none}.heroBullets li{color:var(--blue);font-weight:900}.heroBullets svg{width:18px;height:18px;color:#0d8a61}.offerCard{display:grid;gap:16px;padding:30px;background:var(--white);border:1px solid var(--line);border-radius:4px;box-shadow:var(--shadow)}.offerCard h2{color:var(--blue);font-size:32px;line-height:1.08;margin-bottom:2px}.offerCard>p{color:var(--muted);margin-bottom:4px}.offerCard label{display:grid;gap:7px;color:#354860;font-size:14px;font-weight:900}.offerCard input{width:100%;min-height:50px;padding:13px 14px;border:1px solid #cfd9e6;border-radius:3px;color:var(--ink);background:#fbfdff}.offerCard input::placeholder{color:#7b8797}.offerCard input:focus{outline:3px solid rgba(215,53,47,.18);border-color:var(--red)}.inputIcon{position:relative}.inputIcon svg{position:absolute;top:15px;left:13px;width:20px;height:20px;color:var(--red)}.inputIcon input{padding-left:42px}.primaryCta{justify-content:center;min-height:54px;padding:15px 20px;color:var(--white);background:var(--red);border:0;border-radius:3px;font-weight:900;cursor:pointer}.primaryCta:hover{background:var(--red-dark)}.primaryCta svg{width:18px;height:18px}.privacy{display:flex;gap:9px;align-items:flex-start;margin:0;color:var(--muted);font-size:13px;line-height:1.4}.privacy svg{flex:0 0 17px;color:#0d8a61}.successState{display:grid;gap:14px}.successState>svg{width:46px;height:46px;color:#0d8a61}.stats{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--blue)}.stats div{display:grid;gap:6px;min-height:132px;align-content:center;padding:24px;text-align:center;color:var(--white);border-right:1px solid rgba(255,255,255,.18)}.stats div:last-child{border-right:0}.stats strong{font-size:clamp(28px,4vw,44px);line-height:1}.stats span{color:#dbe7f5;font-weight:800}.process,.faq,.bottomCta{padding:82px max(22px,calc((100vw - 1180px)/2))}.sectionLead{max-width:760px;margin-bottom:34px}.sectionLead h2,.optionCopy h2,.warning h2,.bottomCta h2{margin-bottom:14px;color:var(--blue-dark);font-size:clamp(34px,4.6vw,58px);line-height:1.02;letter-spacing:0}.sectionLead p{color:var(--muted);font-size:18px;line-height:1.6}.processGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.processGrid article{min-height:270px;padding:24px;background:var(--soft);border:1px solid var(--line);border-radius:4px}.processGrid svg,.optionList svg{width:36px;height:36px;color:var(--red)}.processGrid h3,.optionList h3{margin:22px 0 10px;color:var(--blue);font-size:22px;line-height:1.12}.processGrid p,.optionList p,.warning p{color:var(--muted);line-height:1.55}.options{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:center;padding:82px max(22px,calc((100vw - 1180px)/2));background:var(--soft)}.optionImage{min-height:520px;border-radius:4px;background:linear-gradient(0deg,#08213e2e,#08213e2e),url(https://images.unsplash.com/photo-1564013799919-ab600027ffc6?auto=format&fit=crop&w=1200&q=82) center / cover no-repeat;box-shadow:var(--shadow)}.optionList{display:grid;gap:16px;margin-top:28px}.optionList div{display:grid;grid-template-columns:42px 1fr;gap:2px 16px;padding:20px;background:var(--white);border:1px solid var(--line);border-radius:4px}.optionList svg{grid-row:span 2}.optionList h3,.optionList p{margin:0}.warning{display:grid;grid-template-columns:1fr 1fr auto;gap:28px;align-items:center;padding:58px max(22px,calc((100vw - 1180px)/2));color:var(--white);background:var(--blue-dark)}.warning h2{color:var(--white);font-size:clamp(30px,4vw,48px)}.warning p{color:#dbe7f5;margin:0}.lightCta{min-height:52px;white-space:nowrap;padding:14px 18px;color:var(--blue-dark);background:var(--white);border-radius:3px;font-weight:900}.faqList{display:grid;border-top:1px solid var(--line)}.faqItem{display:grid;grid-template-columns:1fr auto;gap:18px;width:100%;padding:24px 0;color:var(--ink);text-align:left;background:transparent;border:0;border-bottom:1px solid var(--line);cursor:pointer}.faqItem strong{display:block;color:var(--blue);font-size:20px}.faqItem em{display:block;max-width:840px;margin-top:12px;color:var(--muted);font-style:normal;line-height:1.55}.faqItem svg{width:22px;height:22px;color:var(--red)}.bottomCta{display:grid;justify-items:center;gap:20px;text-align:center;background:var(--soft)}.bottomCta h2{max-width:760px;margin:0}footer{display:flex;justify-content:space-between;gap:18px;padding:26px max(22px,calc((100vw - 1180px)/2));color:var(--white);background:#06182d}footer span{color:#dbe7f5}@media(max-width:980px){.topbar{grid-template-columns:1fr auto}.topbar nav{display:none}.hero,.options,.warning{grid-template-columns:1fr}.hero{background:linear-gradient(90deg,#fffffff5,#ffffffd1),url(https://images.unsplash.com/photo-1570129477492-45c003edd2be?auto=format&fit=crop&w=1400&q=82) center / cover no-repeat}.processGrid{grid-template-columns:repeat(2,1fr)}.warning{justify-items:start}}@media(max-width:640px){.topbar{position:static;grid-template-columns:1fr;gap:12px}.callButton{justify-self:start}.hero{min-height:auto;padding-top:48px}h1{font-size:43px}.subhead{font-size:19px}.heroBullets,.stats,.processGrid{grid-template-columns:1fr}.offerCard{padding:22px}.optionImage{min-height:320px}.optionList div{grid-template-columns:1fr}footer{flex-direction:column}}